Georgia Farm Bureau Mutual Insurance v. Franklin

Deen, Presiding Judge.

Appellant Georgia Farm Bureau Mutual Insurance Company (Georgia Farm) issued to appellees Franklin a policy of insurance of the type known as a “farm owners policy,” insuring against certain risks and undertaking to defend the Franklins in any action brought against them within the policy’s coverage and monetary limits. Portions of the policy relevant to the instant case are as follows:

“I. Coverage G-Personal Liability.

The company will pay on behalf of the insured all sums which the insured shall become legally obligated to pay as damages because of bodily injury or…