McKinney v. Country Mutual Insurance

PRESIDING JUSTICE SPITZ

delivered the opinion of the court:

The plaintiff, Martin McKinney, filed a two-count complaint against his insurance company, the Country Mutual Insurance Company. Count II was a claim under the uninsured-motorist provision of plaintiff’s mother’s policy and is not involved in this appeal.

Count I was a claim for damages to plaintiff’s motor vehicle which were sustained when his girlfriend had a one-car accident, resulting in the destruction of his vehicle. Plaintiff was a passenger in his car at the time of the accident. Plaintiff claimed coverage under a successive…