International Surplus Lines Insurance v. Manufacturers & Merchants Mutual Insurance

The defendants, Manufacturers & Merchants Mutual Insurance Company (MMMIC) and its president, Charles J. Gesen, *17appeal the Superior Court’s (Arnold, J.) ruling that the plaintiff, International Surplus Lines Insurance Company (ISLIC), need not defend and indemnify them under a professional liability policy in suits brought against the defendants by some of MMMIC’s former shareholders. We affirm based on an exclusion in the policy barring coverage for claims arising from “any act, error or omission occurring prior to the effective date of this policy if. . . the insured at the effective date…