Hilderbrandt v. Washington National Insurance

Plaintiffs appeal from a judgment of the Yellowstone County District Court, determining that an insurance policy on the life of Earl E. Hildebrandt had not taken effect at the time of his death, and therefore, that the named beneficiaries were not entitled to recover the benefits of the policy.

The pertinent facts are as follows. On or about October 16, 1972, Earl E. Hildebrandt applied for a life insurance policy with the Washington National Insurance Company (Washington National). At the time he submitted his application for insurance, Hildebrandt was 39 years old and employed by Washington…