Athens Mutual Insurance v. Ledford & Son
Supreme Court of Georgia
Action upon insurance policy. Before Judge Ellis. Fulton superior court. R. H. Ledford So Son brought suit against the plaintiff: in error upon a policy of fire insurance, attaching a copy of the policy to their petition.
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Action upon insurance policy. Before Judge Ellis. Fulton superior court. R. H. Ledford So Son brought suit against the plaintiff: in error upon a policy of fire insurance, attaching a copy of the policy to their petition. The company in its answer admitted having issued a policy to R. H. Ledford individually, similar to the one sued on, except that in the policy so issued it was stated that Ledford was the owner of the premises described therein, whereas petitioners alleged that they merely held a bond for title to the property. The company pleaded that it had never issued any policy to R. H.…
1Opinion of the CourtBeck, J.
(After stating the foregoing facts.)
1. The policy sued on contained certain clauses providing that it should be void if the interest of the insured “be other than unconditional and sole ownership,” or “if the subject of the insurance be a building on ground not owned by the insured in fee simple,” and that in any matter relating to the insurance “no person, unless duly authorized in writing, shall be deemed the agent, of this company.” And it was further provided in the policy that no officer, agent, or other representative of the company should have power to waive any provision or condition…
2Cases cited4 opinions
- Johnson v. Ætna InsuranceSupreme Court of Georgia · 1905
- Wood v. . American Fire Ins. Co.New York Court of Appeals · 1896
- Mechanics & Traders Insurance v. Mutual Real Estate & Blg. Ass'nSupreme Court of Georgia · 1896
- Springfield Fire Insurance v. PriceSupreme Court of Georgia · 1909
3Cited by17 opinions
- Rome Insurance v. ThomasCourt of Appeals of Georgia · 1912
- Liverpool & London & Globe Insurance v. Georgia Auto & Supply Co.Court of Appeals of Georgia · 1922
- Globe & Rutgers Fire Insurance v. WalkerSupreme Court of Georgia · 1920
- Lucas v. Continental Casualty Co.Court of Appeals of Georgia · 1969
- Liverpool & London & Globe Insurance v. HughesSupreme Court of Georgia · 1916
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