Heritage Insurance Co. of America v. Canter

SCHEB, Judge.

This case presents the question of whether the “use of other automobiles” provision in a liability insurance policy affords protection to an insured operating someone else’s motorcycle. The trial court entered judgment for the plaintiff/appellee Canter Estate, holding this provision furnished coverage. Defendant/appellant Heritage appeals. We reverse.

Defendant Heritage issued an automobile liability insurance policy to Jacky Lynn Mitchell. Mitchell was involved in an accident on May 13, 1974, while operating a motorcycle owned by Cecil Fields. Roger Canter, who was riding as a…