Davies v. First Reliance Standard Life Insurance Co.

OPINION *

HARDIMAN, Circuit Judge.

Kristen Ann Davies appeals a summary judgment denying her claim for long-term disability benefits under the Employee Retirement Income Security Act (ERISA), 29 U.S.C. §§ 1001-461. We will affirm, essentially for the reasons stated by the District Court in its thorough and cogent opinion.

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A pharmaceutical sales representative, Davies stopped working in August 2011 and requested disability benefits from her employer’s insurer, First Reliance Standard Life Insurance Company. First Reliance approved the claim, and Davies’s disability payments began to accrue in…