Margaretha Widjaja v. Jpmorgan Chase Bank, N.A.

FOR PUBLICATION UNITED STATES COURT OF APPEALS FOR THE NINTH CIRCUIT MARGARETHA NATALIA WIDJAJA, No. 20-55862 Plaintiff-Appellant, D.C. No. v. 2:19-cv-07825- MWF-AFM JPMORGAN CHASE BANK, N.A., a national banking association, Defendant-Appellee, OPINION Appeal from the United States District Court for the Central District of California Michael W. Fitzgerald, District Judge, Presiding Argued and Submitted July 6, 2021 Pasadena, California Filed December 20, 2021 Before: D. Michael Fisher, * Paul J. Watford, and Patrick J. Bumatay, Circuit Judges. Opinion by Judge Watford * The Honorable D.…