Frank P. Miele v. Certain Underwriters at Lloyd's of London

Plaintiffs-appellants Frank Miele and Reginald Carnick (collectively, the “plaintiffs”) appeal the district court’s grant of summary judgment in favor of defendant-appellee Certain Underwriters at Lloyd’s of London (“Lloyd’s”). The plaintiffs sued after Lloyd’s denied coverage under the plaintiffs’ marine insurance policy. After careful review of the briefs and the record, we affirm.

I. FACTS AND PROCEDURAL HISTORY

A. The Sinking of the Blue Side Up

In 1999, Plaintiffs Miele and Carnick became joint-owners of a 32-foot Luhrs nautical vessel, Blue Side Up. Defendant Lloyd’s is an insurer doing…