Short v. Oklahoma Farmers Union Insurance Co.

The crux of this case is whether the acts of a husband can be attributed to the wife, thus destroying her rights under an insurance policy. It is argued by the wife that: 1) under the terms of the insurance policy the rights, duties and obligations of co-insured are several, and 2) a wife cannot be barred from a cause of action solely by the independent acts of her husband.

I

Although this is a case of first impression in Oklahoma, the question of whether the obligations of co-insureds are joint or several has been determined in several jurisdictions. The view relied upon by the majority 1 is…