Meridian Mutual Insurance Co. v. Auto-Owners Insurance Co.

I respectfully dissent. As a matter of law, the trial court correctly determined that the "carrying for a fee" exclusion did not apply *214when the policy expressly covered a "shared-expense car pool." Larry Ramsey was participating in a "shared-expense car pool" and was not "carrying passengers for a fee." The term in the instant case, "shared-expense car pool," is undefined and should be interpreted according to the plain meaning of the terms and the intent of the contracting parties. See, Peterson v. Universal Fire and Casualty Insurance (1991), Ind.App., 572 N.E.2d 1309, 1311. The plain…