Personius v. Homeamerican Credit, Inc.

MEMORANDUM OPINION AJVD ORDER

CASTILLO, District Judge.

Plaintiffs filed suit against Defendant Homeamerican Credit, Inc., d/b/a Upland Mortgage (“Upland”), for alleged violations of the Truth in Lending Act, 15 U.S.C. § 1601 et seq. (“TILA”), and Federal Reserve Board Regulation Z, 12 C.F.R. § 226 (“Regulation Z”). Presently before the Court is Upland’s motion to dismiss Plaintiffs’ complaint pursuant to Federal Rules of Civil Procedure 12(b)(1) and 12(b)(6). For the reasons set out in this opinion, we grant Upland’s motion. (R. 9-1.)

RELEVANT FACTS

Each of the plaintiffs executed residential…