Holland America Insurance v. National Indemnity Co.

This case presents for decision a single question of law—whether an insurer which has issued a policy of automobile liability insurance is obliged to defend a person who is not the named insured but is allegedly an insured under the omnibus clause. The omnibus clause in the policy with which we are concerned, which was a standard policy of its type, provided that the word “insured” included any person using the automobile with the permission of the named insured.

The automobile described in the policy was involved in an accident, arid an action wás' brought against the named insured and the…