Chubb Lloyds Insurance Co. v. H.C.B. Mechanical, Inc.

OPINION

SAM NUCHIA, Justice.

After settling a claim by John Knapp for damages caused by a fire at his at residence, Chubb Lloyds Insurance Company (“Chubb”) brought a subrogation suit sounding in negligence against H.C.B. Mechanical, Inc. (“HCB”). The jury found HCB negligent, awarding damages to Chubb in the amount of $40,000, and the trial court rendered judgment on the verdict. Chubb appeals from the damages award, and H.C.B. appeals from the negligence finding. We reverse the trial court’s judgment and render judgment that Chubb take nothing.

BACKGROUND

At approximately 8:42 p.m. on November…