Challis v. Commercial Standard Insurance

Appellants were the owners of three parking lots in the city of Muncie, Indiana, which they operated as a unit. Customers brought their cars to the main lot where they were parked or from which appellants or their employees would take them to one of the other lots. In moving a customer’s car from the main lot to one of the others, one of appellants’ employees negligently ran into and injured one Brown.

Appellee had issued to appellants a liability insurance policy which was then in force insuring appellants against loss or expense resulting from claims upon them for damages on account of…