Aetna Life Insurance Company v. McLaughlin
Texas Supreme Court
1Opinion of the Court
NORVELL, Justice.
This is a suit upon an accident insurance contract which contained a clause excluding any loss caused by “suicide, sane or insane.”1 The controlling issue is whether Texas does or should follow the *102majority rule as to the construction of the suicide clause of the policy as opposed to the Kentucky or minority rule.
The older forms of insurance contracts contained exclusions as to death by suicide and it was generally held that an act of self destruction committed by an insane person did not come within the exclusion.2 As a result of such holdings, the suicide exclusion was…
2Cases cited19 opinions
- Allen v. American National Insurance CompanyTexas Supreme Court · 1964
- Life Insurance v. TerrySupreme Court of the United States · 1873
- De Gogorza v. . Knickerbocker Life Ins. Co.New York Court of Appeals · 1875
- Panhandle & S. F. Ry. Co. v. FriendCourt of Appeals of Texas · 1936
- Seitzinger v. Modern Woodmen of AmericaIllinois Supreme Court · 1903
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3Cited by23 opinions
- Curtis Reinking Carol Reinking v. Philadelphia American Life Insurance Company, and Tennessee Gas Pipeline Company Ich Corporation, Curtis Reinking Carol Reinking v. Philadelphia American Life Insurance Company, and Tennessee Gas Pipeline Company Ich Corporation, Curtis Reinking Carol Reinking v. Philadelphia American Life Insurance Company, and Tennessee Gas Pipeline CompanyCourt of Appeals for the Fourth Circuit · 1990
- Exxon Corporation v. BrecheenTexas Supreme Court · 1975
- Smith v. Tennessee Life Insurance Co.Court of Appeals of Texas · 1981
- Biro v. Prudential Ins. Co. of AmericaNew Jersey Superior Court Appellate Division · 1970
- v. New York Life Insurance CompanySupreme Court of Colorado · 2018
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