Ratcliffe v. Acacia Mut. Life Ins. Co.

McCALEB, Judge.

On March 1, 1934, the defendant company issued to Edwin Ruggles Ratcliffe a policy of life insurance wherein it bound itself to pay to the plaintiff, the named beneficiary thereunder, the sum of $1,000 upon the death of the assured. Ratcliffe died on September 10, 1934, and demand for the proceeds of insurance was timely made upon the insurer by the plaintiff. Upon the defendant’s refusal to pay, she instituted this suit for recovery under the contract.

In due course, the defendant appeared and resisted liability on the ground that the policy lapsed on September 1, 1934, for…