State Farm Mutual Automobile Insurance Co. v. Ragatz

GILBERTSON, Justice.

[¶ 1.] Farm & City Insurance Co. (Farm & City) appeals the trial court’s grant of summary judgment to State Farm Mutual Automobile Insurance Co. (State Farm) and denial of summary judgment to Farm & City. We affirm.

FACTS AND PROCEDURE

[¶ 2.] At the time this controversy arose, David McGaugh (David) had an automobile insurance policy issued by State Farm which covered his 1976 Chevrolet pickup. In mid-December, 1994, David gave permission to his adult son, Carl McGaugh (Carl), to use the pickup because Carl’s vehicle had broken down. A few days later, David’s pickup was…