Hancock Bank v. Integon Life Ins. Corp.

FINDINGS OF FACT AND CONCLUSIONS OF LAW

GEX, District Judge.

This Declaratory Judgment action was filed by Hancock Bank in the Chancery Court for the First Judicial District of Harrison County, Mississippi. Integon Life Insurance Company removed the cause to this Court on the grounds of diversity of citizenship. The question to be answered is whether the defendant, Integon Life Insurance Corporation, entered into a binding contract for credit life and disability insurance with Milton E. and Willie Mae Travis when the Travis’ indicated on a mortgage loan disclosure form prepared by the…