DiEnes v. SAFECO LIFE INSURANCE COMPANY

ELLETT, Justice:

This is a suit by beneficiaries upon an insurance policy containing the following language:

Accidental Death and Dismemberment Benefits — Subject to the exclusion provision, if any employee, while insured by this policy and prior to retirement, sustains bodily injuries effected solely through external, violent and accidental means, and as a result thereof, suffers within 90 days one of the following losses, Lifeco 1 Insurance Company of America will pay * * * [Emphasis added]

1. For loss of life, the full amount; ******

Exclusions — No Benefits * * * shall be paid for accidental…