DAVE R. WILLIAMS and CANDICE J. WILLIAMS v. HSBC BANK USA, N.A., Defendant-Respondent.

MARY W. SHEFFIELD, P.J.—

OPINION AUTHOR

Dave R. Williams (“Mr. Williams”) and his wife Candice J. Williams (“Mrs. Williams”) (collectively “Appellants”) appeal from the trial court’s grant of summary judgment in favor of HSBC Bank USA, N.A. (“HSBC”). Appellants raise eleven points on appeal. We disagree with their arguments and affirm the trial court’s judgment.

Factual and Procedural Background

In 2007, Appellants obtained a loan to purchase a home and signed a deed of trust on the property securing repayment of the loan. Shortly thereafter, Appellants learned the servicing of the loan had been…