Williams v. Selective Insurance

Moore, Justice:

This is an action for breach of contract and bad-faith refusal to pay underinsured motorist benefits. The trial judge granted summary judgment to respondent (Insurer). We affirm.

FACTS

Appellant (Williams) was injured in an auto accident. She settled with the at-fault driver’s liability insurance carrier for $25,000, the limit available under that policy. In return, she agreed not to execute any judgment obtained against the at-fault driver personally. After the settlement, Williams did not bring an action against the at-fault driver but filed a claim for underinsured motorist…