Esquibel v. Chase Manhattan Bank

PER CURIAM: *

Plaintiff Emi S. Esquibel (“Esquibel”), appealing the district court’s grant of summary judgment in favor of Defendant Chase Manhattan Bank, U.S.A., N.A., (“Chase”), raises a novel issue of statutory interpretation, viz., whether complained-of “finance charges” may constitute “billing errors” under the Fair Credit Billing Act (“FCBA”), 15 U.S.C. § 1666, et seq. Based on the relevant statutory language, we find they cannot. Thus, we AFFIRM the district court’s grant of summary judgment.

Factual and Procedural History

On July 4, 2004, Esquibel applied to open a credit card account…