Intrepid Insurance Co. v. Prestige Imports, Inc.

Intrepid Insurance Company appeals from a partial summary judgment entered in favor of Prestige Imports, Inc. on a breach of insurance contract claim. We reverse because there is a disputed issue of material fact as to whether the property was damaged by flood waters or storm drainage water backup.

Intrepid contracted to insure Prestige’s auto dealership, including its vehicle inventory, from August 5, 2009, until August 5, 2010. The policy included the following provision:

SECTION C EXCLUSIONS

1. Unless a specific sublimit is indicated in the Declarations we -will not pay for loss or damage…