Twin City Acceptance Corp. v. Allstate Insurance
Louisiana Court of Appeal
1Opinion of the CourtDrew, J.
hTwin City Acceptance Corporation financed a Chevrolet Impala owned by Virgil Reed. The lien was for less than $10,000. Allstate Insurance Company provided coverage to Reed that was to be effective from November 11, 2006, through May 11, 2007, and Twin City was listed as the lienholder on the policy. Allstate can-celled the policy on January 11, 2007, after Reed’s first check for partial payment of the premium was returned because of insufficient funds, and he made no other payments. On January 16, 2007, the vehicle was involved in an accident with a Mercedes automobile driven by Brock Hummel.
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