Raley v. Life & Casualty Insurance Co. of Tennessee

CAYTON, Chief Judge.

The question on this appeal is whether an industrial accident insurance policy covered death caused by sunstroke. The action was brought by appellant as widow and beneficiary under the policy, which was written on the life of Thomas F. Hoy. It was stipulated that Mr. Hoy collapsed at an intersection in Arlington, Virginia, on a June afternoon in 1952, and was taken to a hospital where he died several hours later. It was also stipulated that the “sole and exclusive cause of the death of Thomas F. Hoy was exposure to the sun’s rays, that is to say, sunstroke.” An official…