Patricia Chafin, Administratrix v. Farmers & Mechanics Mutual

Petitioner Patricia Chafin, as Administratrix of the Estate of Freda Marie Bradley, appeals the May 11, 2012, order of the Circuit Court of Logan County that granted summary judgment on behalf of Respondent Farmers & Mechanics Mutual Insurance Company of West Virginia. 1 Ms. Bradley had filed a complaint against the respondent in which she alleged several causes of action arising from the respondent’s denial of coverage under an insurance policy that she purchased from the respondent. The circuit court’s grant of summary judgment on behalf of the respondent has two bases: the damage to Ms.…