Mitchell v. Federal Life Insurance

The Federal Life Insurance Company insured Emerson G. Mitchell “against death or disability resulting directly, independently, and exclusively of all other causes from bodily injuries sustained while this policy is in force, and effected solely through external, violent, and accidental .means, subject to the limitations and provisions hereof, and, sustained by the insured only in the manner hereuiafter provided.” (Italics ours.) Among other things, the policy covers such specific accidents as the wrecking or disabling of any passenger steamship or street-railway car or passenger elevator or…