Philad. Tool Co. v. British Am. Assurance Co.
Supreme Court of Pennsylvania
APPEAL BY PLAINTIFF FROM THE COURT OF COMMON PLEAS NO. 1 OF PHILADELPHIA COUNTY. No. 300 January term 1889, Sup. Ct.; court below, No. 358 December term 1886, C. P. No. 1. On January 13,1887, the Philadelphia Tool Company brought debt against the British American Assurance Company. Issue.
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APPEAL BY PLAINTIFF FROM THE COURT OF COMMON PLEAS NO. 1 OF PHILADELPHIA COUNTY. No. 300 January term 1889, Sup. Ct.; court below, No. 358 December term 1886, C. P. No. 1. On January 13,1887, the Philadelphia Tool Company brought debt against the British American Assurance Company. Issue. At the trial on January 5,1888, the plaintiff put in evidence a policy of insurance issued by the defendant company to the plaintiff, for one year from October 5, 1886, to the amount of $2,500; “ $1,000, on brick and frame buildings, situate on Oalcford street.....and occupied in their business as machinists…
1Opinion of the Court
Opinion,
Mr. Justice Williams :
A glance at the facts of this case will prepare the way for the application of the legal principles that control it. The action is on a policy of insurance. The insured was a manu*241factoring company occupying brick and frame buildings on Oakford street, in the city of Philadelphia, as a lessee. Its machinery and tools were in these buildings, in which its business was conducted. It had no title, legal or equitable, to the real estate, and no interest in it except as lessee. Its property was therefore all personal, and insurable as such, consisting of the leasehold…
2Cited by23 opinions
- Parsons, Rich & Co. v. LaneSupreme Court of Minnesota · 1906
- Raulet v. Northwestern Nat'l Ins. Co. of MilwaukeeCalifornia Supreme Court · 1910
- Glens Falls Insurance Co. v. MichaelIndiana Supreme Court · 1905
- Western & A. Pipe Lines v. Home Ins., Pennsylvania Court of Common Pleas, Washington County1891
- Steel v. Phenix Ins.Court of Appeals for the Ninth Circuit · 1892
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