James R. Allen v. United Services Automobile Association
Court of Appeals for the Eleventh Circuit
1Opinion of the Court
BLACK, Circuit Judge:
After James R. Allen and Diane Z. Allen (collectively, the Allens) purchased building ordinance and law (BOL) insurance from United Services Automobile Association (USAA) covering 50% of their home’s value, they suffered no losses triggering payment. Now the Allens seek to recover a portion of their premium payments because they assert they would have elected to pay for BOL insurance covering only 25% of their home’s value. Nonetheless, their position is that had they actually suffered a loss, they would have been entitled to 50% of their home’s value, not 25%. The Allens…
2Cases cited20 opinions
- Dewsnup v. TimmSupreme Court of the United States · 1992
- Union Labor Life Insurance v. PirenoSupreme Court of the United States · 1982
- Forsythe v. Longboat Key Beach ErosionSupreme Court of Florida · 1992
- Borden v. East-European Ins. Co.Supreme Court of Florida · 2006
- Marshall County Board of Education v. Marshall County Gas DistrictCourt of Appeals for the Eleventh Circuit · 1993
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3Cited by39 opinions
- Richard L. Fowler v. Caliber Home Loans, Inc.Court of Appeals for the Eleventh Circuit · 2018
- Sandra Waite v. AII Acquisition Corp.Court of Appeals for the Eleventh Circuit · 2018
- Thomas F. Worthy v. The City of Phenix City, AlabamaCourt of Appeals for the Eleventh Circuit · 2019
- John Lage v. Ocwen Loan Servicing LLCCourt of Appeals for the Eleventh Circuit · 2016
- Uri Marrache v. Bacardi U.S.A., Inc.Court of Appeals for the Eleventh Circuit · 2021
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