DePalma v. Bates County Mutual Insurance Co.

VICTOR C. HOWARD, Judge.

Bates County Mutual Insurance Company appeals the trial court’s judgment directing a verdict at the close of all the evidence for Anthony J. DePalma, who sued the insurance company for recovery of his losses from a 1993 fire which destroyed his residence.

We affirm in part, reverse in part, and remand.

Facts

On September 29, 1992, Bates County Mutual issued an insurance policy to De-Palma and his wife, Janet DePalma, insuring their house, which they owned as tenants by the entirety, and its contents. The policy named DePalma and his wife as insureds.

About a year later, on…