Brian D. Lopez v. JPMorgan Chase Bank, National Association, Copperleaf Property Owners Association, Inc., and Unknown Spouse of Brian D. Lopez
District Court of Appeal of Florida
1Opinion of the CourtLevine, J.
In this case, we consider whether a notice of default that “substantially complies” with paragraph 22 of a mortgage provides sufficient notice. We find that “substantial compliance” with paragraph 22 satisfies the mortgage’s condition precedent in this case.
Paragraph 22 of the mortgage provides in relevant part:
The notice shall further inform Borrower of the right to ... assert in the foreclosure proceeding the non-existence of a default or any other defense of Borrower to acceleration and foreclosure.
The notice of default sent to appellant stated that appellant had “the right to bring a…
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