Everhart v. Credit Vision Inc.

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF OHIO WESTERN DIVISION VALENCIA EVERHART, Plaintiff, Case No. 1:20-cv-670 v. JUDGE DOUGLAS R. COLE Magistrate Judge Bowman CREDIT VISION, INC., Defendant. OPINION AND ORDER Credit Vision, a debt collector seeking to collect from Valencia Everhart, informed credit reporting agencies of a debt she allegedly owed without also reporting that she disputed the debt. That violated the Fair Debt Collection Practices Act (FDCPA). She sued, sought default against Credit Vision, and now seeks default judgment against it, including both statutory and…