Cincinnati Insurance v. Mallon

MEMORANDUM DECISION

The policy issued by Cincinnati Insurance Company (Cincinnati) to Frame Designs was a multiperil policy divided into two distinct coverage sections. Section I, relating to Property Coverage, specifically excludes loss or damage caused by mysterious disappearance. Section II, relating to Liability Coverage, specifically excludes property damage where the property is on the insured’s premises “for the purpose of having operations performed on such property by or on behalf of the insured.” The majority holds that the trial court failed to give proper consideration to these…