Cantu v. Jackson National Life Insurance

JERRY E. SMITH, Circuit Judge:

In a suit brought by Alejandra Cantu seeking proceeds from an insurance policy, the district court entered summary judgment for the defendants. We affirm.

I

Jose Martinez, a citizen and resident of Mexico, sought to purchase life insurance. He was approached by Jesse Gutierrez, who worked for Romeo Cuellar, who in turn was an agent for Jackson National Life Insurance Company (“JNL”). Martinez eventually submitted applications for two $1 million policies; both named Cantu, his wife, as the beneficiary.

JNL will not issue policies for more than $500,000 to Mexican…