Government Employees Insurance v. Chrysler Insurance

—Judgment unanimously reversed on the law without costs, motion granted, cross motion denied and judgment granted in accordance with the following Memorandum: Edward Velazquez rented a car from Snappy Rent-A-Car, Inc. (Snappy) because his own car was being repaired. Velazquez was insured at the time under an automobile liability insurance policy issued by plaintiff that provided coverage for Velazquez while he was driving a “temporary substitute” vehicle, which included a non-owned car when his own car was being repaired. Snappy maintained an automobile liability insurance policy with…