At & T Universal Card Services Corp. v. Wood (In Re Wood)

OPINION AFTER COURT TRIAL OF ADVERSARY PROCEEDING

KATHLEEN P. MARCH, Bankruptcy Judge.

1. INTRODUCTION:

This is a § 523(a)(2) nondischargeability adversary proceeding which raises some novel issues. Debtor Elizabeth A. Wood (“Debt- or”) filed a Chapter 7 bankruptcy on October 22, 1996. Plaintiff credit card company AT & T Universal Card Services Corp. (“Plaintiff’) timely filed a 11 U.S.C. § 523(a)(2) adversary proceeding against Debtor, seeking to hold $7,818.66 of credit card charges made on the credit card issued to Debtor by Plaintiff nondisehargeable in Debtor’s chapter 7 ease. That credit…