Unifund CCR Partners v. Daniel Zimmer

¶ 1. In this appeal, Unifund CCR Partners (Unifund), the alleged assignee of charged-off debt owed by defendant under a credit card account opened with AT&T Universal/Citibank (Citibank), challenges the trial court’s decision entering judgment in favor of defendant in an action for collection. For the reasons stated herein, we affirm.

¶ 2. Unifund, a debt buyer, is in the business of purchasing large portfolios of charged-off debts from original debt holders in the hope of eventually collecting from the original debtors. On October 25, 2013, Unifund asserted the right to judgment against…