Ohio Casualty Group of Insurance Companies v. Royal-Globe Insurance Companies

SHIELDS, Judge.

Appellant Ohio Casualty Group of Insurance Companies (Ohio) appeals from the trial court’s grant of a motion for summary judgment in favor of Royal-Globe Insurance Companies (Royal-Globe).

We reverse.

Ohio and Royal-Globe had each issued policies of insurance to Donald Johnstone. Johnstone was involved in an automobile accident while driving an automobile which was not specifically listed as an insured vehicle in either policy. When Johnstone was sued by others involved in the accident, Royal-Globe denied coverage under its policy and refused to defend. Ohio initially denied…