Johnson v. Heritage Mutual Insurance

Gregory Johnson appeals from the trial court's grant of summary judgment in favor of Heritage Mutual Insurance Company dismissing his personal injury lawsuit. Johnson sought to recover damages as a result of injuries suffered in an accident while riding as a passenger in an automobile owned by Heritage's insured, Central Chevrolet. The sole issue is whether the driver of the vehicle, who was test driving at the request of a potential buyer, was a "customer" of Central Chevrolet within the meaning of Central Chevrolet's garage liability policy issued by Heritage. The trial court concluded that…