George F. Brown & Sons, Inc. v. Knowles

Cooper, Judge.

On April 16, 1985, appellee met with appellant Alexander Insurance Agency (“Alexander”), an independent insurance agent to renew insurance coverage on his tractor. He completed an Old Republic Insurance Company (“Old Republic”) application for truck physical damage coverage listing the names and birthdates of the drivers of the insured vehicle, including a driver under the age of 25. Alexander contacted appellant George F. Brown & Sons (“Brown”), an independent broker, who agreed by telephone to issue a binder to appellee on behalf of Old Republic. The binder specified that it…