In Re Crooks

ORDER OVERRULING TRUSTEE’S OBJECTION TO EXEMPTIONS

JOHN K. OLSON, Bankruptcy Judge.

This case presents an unusual fact pattern. Prior to the filing of their bankruptcy petition on October 14, 2005, the Debtors had been unable to purchase a home because of their poor credit history. A friend, Michael Rose, purchased a residence at 7320 N.W. 44th Court, Lauderhill, FL 33319 with the intent of transferring it to the Debtors. In the meanwhile, the residence was lived in by the Debtors. The house was insured by Rose with Tower Hill Insurance Group.

While owned by Rose and occupied by the Debtors, the…