Brown v. Insurance Co. of North America

OPINION OF THE COURT

Weiss, J.

On April 26, 1982, plaintiffs’ automobile was involved in an accident in New York State with a vehicle owned by Pyramid Roofing, Inc. (Pyramid) and operated by Richard Stearn. Pyramid is a New Jersey corporation and Stearn a resident of that State. Plaintiffs’ automobile was insured by Hartford Insurance Company (Hartford), which paid plaintiffs’ property damage claim of $495.33 less the $200 deductible. In August 1983, Hartford, as subrogee, recovered the full amount of the property damage, $495.33, from defendant, the Insurance Company of North America, on the…