Karen Moratz v. Reliance Standard Life Insurance Company

In the United States Court of Appeals For the Seventh Circuit ____________________ No. 24-2825 KAREN MORATZ, Plaintiff-Appellant, v. RELIANCE STANDARD LIFE INSURANCE COMPANY, Defendant-Appellee. ____________________ Appeal from the United States District Court for the Southern District of Indiana, Indianapolis Division. No. 1:23-cv-00616 — Richard L. Young, Judge. ____________________ ARGUED APRIL 15, 2025 — DECIDED SEPTEMBER 2, 2025 ____________________ Before EASTERBROOK, KOLAR, and MALDONADO, Circuit Judges. KOLAR, Circuit Judge. This appeal arises from the COVID- 19 pandemic—both its…