B.A.C Home Loans Service, L.P. v. Johnson Koola

UNPUBLISHED UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT No. 20-1407 B.A.C. HOME LOANS SERVICE, L.P., f/k/a Countrywide Home Loans Servicing, LP, Plaintiff - Appellee, v. JOHNSON D. KOOLA, Defendant - Appellant, and FIRST CITIZENS BANK & TRUST COMPANY, INC., f/k/a First Citizens Bank and Trust Company of South Carolina; CAMBRIDGE LAKES CONDOMINIUM HOMEOWNERS ASSOCIATION, INC., f/k/a Cambridge Lakes Horizontal Property Regime, Defendants. Appeal from the United States District Court for the District of South Carolina, at Charleston. Richard Mark Gergel, District Judge.…