Legal Opinion

Cerron v. GMAC Mortgage, LLC

District Court of Appeal of Florida

Decided July 18, 2012No. 2D11-3425PublishedCited by 3 opinions

1Opinion of the Court

NORTHCUTT, Judge.

Jorge Cerrón, pro se, appeals a final summary judgment of foreclosure on a mortgage in favor of GMAC Mortgage, LLC, the successor to the original lender. We reverse because GMAC failed to refute Cerron’s affirmative defense alleging lack of notice.

GMAC filed a complaint seeking to foreclose a mortgage given by Cerrón, and it alleged generally that all conditions precedent to acceleration had been performed or had occurred. The complaint attached a copy of the mortgage, paragraph 22 of which required the lender to give thirty days’ written notice of default prior to…

2Cases cited3 opinions

  1. Konsulian v. Busey Bank, N.A. ex rel. Acquisition of Tarpon Coast National BankDistrict Court of Appeal of Florida · 2011
  2. Taylor v. Bayview Loan Servicing, LLCDistrict Court of Appeal of Florida · 2011
  3. Coral Wood Page, Inc. v. Gre Coral Wood, LpDistrict Court of Appeal of Florida · 2011

3Cited by3 opinions

  1. DiSalvo v. SunTrust Mortgage, Inc.District Court of Appeal of Florida · 2013
  2. Gator Boring & Trenching, Inc. v. Westra Construction Corp.District Court of Appeal of Florida · 2016
  3. Tm Wireless Communication Services v. All CommerceDistrict Court of Appeal of Florida · 2018

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