Catron v. State Farm Mutual Automobile Insurance

In this insurance case, we must determine the respective underinsurance obligations of a self-insurer and a commercial insurer under two statutes, one codified among the insurance laws and the other codified among the motor vehicle laws.

The facts were stipulated. On June 15, 1989, appellant Carl R. Catron, an employee of appellee Roanoke County acting within the scope of his employment, was injured when a Roanoke County vehicle that he was operating collided with a vehicle operated by Brian D. Layman.

At the time of the accident, Layman was insured under a policy issued by Rockingham Casualty…