Hartford Casualty Insurance Co. v. Ronnie Bradford Insurance Agency

I agree with the majority that at the time the Bradford Agency prepared this insurance application, Louisiana law did not re*826quire the insured to select UM coverage on a separate form. See LSA-R.S. 22:1406(D)(l)(a) set forth in the majority-opinion. In the case sub judice, the insurance application under the designated “Uninsured Motorists Insurance” has limits of $25,000 per accident handwritten into the available space. The application also contains the signature of the agent, Ronnie Bradford, verifying that the insurance application was properly completed, and the purported signature of…