Greenwood Trust Co. v. Hurley (In re Hurley)

SCHERMER, Bankruptcy Judge.

This is the second appeal by Greenwood Trust Company and Discover Card Services, Inc. (“Discover Card”) of a bankruptcy court’s determination that Discover Card’s practice of sending an informational copy of a reaffirmation proposal directly to a debtor who is represented by counsel violated Iowa’s Consumer Credit Code. Consistent with this Court’s decision in Greenwood Trust Co. v. Smith, 212 B.R. 599 (8th Cir. BAP 1997) (Greenwood I), we affirm the bankruptcy court1 decision holding that the practice violated Iowa’s Consumer Credit Code. We reverse in part,…