Standard Life Insurance v. Hinton

On July 28, 1948, Roland I. Hinton, Sr., had issued to bim by appellant a life insurance policy in the amount of $2500, payable to appellee, his wife, as beneficiary. At the same time there was issued a supplementary contract commonly designated “double indemnity”, under terms of which appellant agreed to pay in addition to the face amount of the original policy the sum of $2500 in case of accidental death of the insured. This double indemnity contract, however, had a provision that it should not be effective if death of the insured resulted from any violation of the law by him.

On September…